■ PACK P01-PUBLIC · REC.BANK-LEDGER.V1 · SAMPLE

Harbor Ledger Demo (SAMPLE, fictional desk)

Candidate:: deterministic rules matcher, not a language model (matcher.js, match())
Baseline:: deterministic rules baseline (amount, date, exact reference)

Bookkeeping clerks, payments ops. Accountants — recon / close slice only.

VERDICT

works with controls · n=36 bank lines · 2 seeded judgement items · single fixture, single vintage

AXIS 01 · VERDICT

works with controls

AXIS 02 · READINESS

requires integration

AXIS 03 · COVERAGE

36 bank lines · 33 ledger lines · single fixture

■ RESIDUAL WORK · TWO DENOMINATORS

BANK SIDE: 15 of 36 lines stay with the desk9 proposed · 2 holds · 4 no counterpart
LEDGER SIDE: 1 of 33 lines unmatchedL22 · accrued postage $210.00 · no bank line yet

16 items of residual work in total, across two different denominators. The two counts are not added into one rate.

■ BY VALUE

Counted by value, the 21 postings carry 47.3 per cent of the money in the file against 58 per cent of its lines. The four lines with no counterpart proposed are 11 per cent of the file by count and 26.9 per cent by value.

■ RUN EVIDENCE

KIT: github.com/Role-Exposure/harbor-ledger-demo
PRE-RUN COMMITMENT: COMMITMENT.md in that repository
TRANSPARENCY LOG: 2582597216 (commitment) · 2582616386 (result)

SAMPLE · NOT A REAL BANK · HARBOR LEDGER DEMO · Full sample — 36 bank / 33 ledger linesrec.bank-ledger.v1 · Harbor Ledger Demo · 2026-07-01 → 2026-07-31AUTO/FUZZY/OFFSET posted · SUG suggested, review · HOLD human only · OPEN unmatched

Bank · 36 linesFull sample

B0107-01$1,250.00ACME SUPPLIES INCAUTO

B0207-02$4,200.00PAYDAY RUN LLCAUTO

B0307-03$156.22HARBOR BEANS #12AUTO

B0407-05$2,800.00NORTH DESK OUTFITTERSAUTO

B0507-06$675.00HARBOR NET FIBERAUTO

B0607-08$42.18RIDEHAIL TRIPAUTO

B0707-09$1,890.00HARBOR MUTUAL INSAUTO

B0807-10$500.00LEDGERSOFT SUBAUTO

B0907-11$12,400.00YARD WORKSPACE RENTAUTO

B1007-12$78.50PARCEL CO 298441AUTO

B1107-14$2,250.00KLINE & ASSOCIATES LLPAUTO

B1207-15$320.00INKSUITE CLOUDAUTO

B1307-25$445.00MAILROOM PRIORITYAUTO

B1407-16$1,045.00PSP*TRANSFER COSUG

B1507-17$890.50CART MKTP *9K2AUTO

B1607-18$2,100.00CLOUDCO*COMPUTEAUTO

B1707-08$64.00POS *HARBOR BEANSAUTO

B1807-07$3,150.00WIRE OUT VENDOR SETTLEMENTAUTO

B1907-19$1,800.00ACH NORTHWIND PAPERSUG

B2007-20$8,750.00ACH CREDIT J.RIVERAHOLD

B2107-21$4,999.00WIRE IN UNKNOWN ORIGINOPEN

B2207-23$15,000.00CUSTOMER WIRE ORION PAPER LLCOPEN

B2307-22$67.00CITY LOT METEROPEN

B2407-24$22.50POS *CORNER CARTOPEN

B2507-27$880.00QUAY PRINT LTDOFFSET

B2607-13$18.50FIRST HARBOR BANKAUTO

B2707-28$1,985.00PSP*TRANSFER COSUG

B2807-29$1,085.00ATELIER NORDSUG

B2907-21$600.00ACH QUILL & COSUG

B3007-21$400.00ACH QUILL & COSUG

B3107-26$725.00NTHWIND PAPAUTO

B3207-30$500.00ACME SUPPLIES INCFUZZY

B3307-30$500.00ACME SUPPLIES INCSUG

B3407-18$450.00CLOUD STORAGE BACKUPSUG

B3507-31$2,200.00ACH CREDIT UNKNOWNHOLD

B3607-16$500.00WEST WHARF INKSUG

Ledger · 33 linesFull sample

L0107-01$1,250.00ACME SUPPLIES INCAUTO

L0207-02$4,200.00PAYDAY RUN LLCAUTO

L0307-03$156.22HARBOR BEANS #12AUTO

L0407-05$2,800.00NORTH DESK OUTFITTERSAUTO

L0507-06$675.00HARBOR NET FIBERAUTO

L0607-08$42.18RIDEHAIL TRIPAUTO

L0707-09$1,890.00HARBOR MUTUAL INSAUTO

L0807-10$500.00LEDGERSOFT SUBAUTO

L0907-11$12,400.00YARD WORKSPACE RENTAUTO

L1007-12$78.50PARCEL CO 298441AUTO

L1107-14$2,250.00KLINE & ASSOCIATES LLPAUTO

L1207-15$320.00INKSUITE CLOUDAUTO

L1307-25$445.00MAILROOM PRIORITYAUTO

L1407-16$1,045.00PSP payout JulSUG

L1507-17$890.50Cart MarketplaceAUTO

L1607-18$2,100.00CloudCo computeAUTO

L1707-08$64.00Harbor Beans (POS)AUTO

L1807-07$3,150.00Vendor settlement — APAUTO

L1907-19$1,000.00Northwind PaperSUG

L2007-19$800.00Northwind PaperSUG

L2107-20$8,750.00Rivera consulting accrualHOLD

L2207-24$210.00Accrued postageOPEN

L2507-24$880.00QUAY PRINT LTDOFFSET

L2607-13$18.50First Harbor Bank — wire feesAUTO

L2707-28$2,000.00PSP payoutSUG

L2807-291,000.00 EURAtelier NordSUG

L2907-21$1,000.00Quill & CoSUG

L3107-26$725.00Northwind PaperAUTO

L3207-30$500.00ACME SUPPLIES INCFUZZY

L34A07-18$450.00CloudCo storageSUG

L34B07-17$450.00CloudNine backupSUG

L3507-31$2,200.00Unknown credit accrualHOLD

L3607-16$900.00West Wharf InkSUG

Residual human work · 15 of 36 bank lines still a desk · 16 items

HOLDB20 ACH CREDIT J.RIVERA — Disputed / unauthorized / fraud — fiduciary hold. Human only.$8,750.00

HOLDB35 ACH CREDIT UNKNOWN — Disputed / unauthorized / fraud — fiduciary hold. Human only.$2,200.00

SUGB14 → L14 · fuzzy-payee$1,045.00

SUGB34 → L34A+L34B · ambiguous · Ambiguous: two ledger candidates, scores too close. Human pick.$450.00

SUGB19 → L19+L20 · one-to-many · Split: bank amount = two ledger invoices. Review before post.$1,800.00

SUGB29 → L29 · many-to-one · Combined: two bank credits = one ledger invoice. Review before post.$600.00

SUGB30 → L29 · many-to-one · Combined: two bank credits = one ledger invoice. Review before post.$400.00

SUGB27 → L27 · fee-net · Fee / commission: amounts differ by 1500¢. Review before post.$1,985.00

SUGB28 → L28 · fx · FX: USD 108500 vs EUR 100000 — amounts near, not equal. Human rates.$1,085.00

SUGB36 → L36 · partial · Partial: bank covers part of one ledger invoice. Review before post.$500.00

SUGB33 → L32 · duplicate · Duplicate bank line of an already-posted pair. Do not double-post.$500.00

OPENB21 WIRE IN UNKNOWN ORIGIN unmatched · material$4,999.00

OPENB22 CUSTOMER WIRE ORION PAPER LLC unmatched · material$15,000.00

OPENB23 CITY LOT METER unmatched$67.00

OPENB24 POS *CORNER CART unmatched$22.50

OPENL22 ledger leftover · Accrued postage$210.00

Rubric · computed this run

MetricBaselineCandidate

exact precision1.001.00

exact posted13/1313/13

posted (all)1621

messy touched3/1717/17

suggested09

holds (judgment)02 · 2/2 correct

exception rate56%42%

fraud auto-postednono

material postednono

Precision measures errors in what was posted. Exception rate measures what stayed human. Both can be true at once.